Direct Line
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Direct Line Insurance Company
Beginning life as a small car insurance retailer in 1985, Direct Line Insurance has since expanded to become an award winning international insurer with a customer base of over five million. Direct Line sets itself apart from its competitors by offering competitive pricing of great products and a strong focus on customer service. Direct Line now operates online as well as by telephone and all their call centres are still based in the UK.
As well as providing high quality insurance products, Direct Line has taken a strong lead on the issue of climate change, offering customers the opportunity to partially offset their carbon emissions. The money is then invested in a variety of clean energy projects in the developing world, such as harvesting sugar cane for energy in Brazil. So you can do your bit for the planet whilst protecting your property – good news for everyone.
Direct Line Car Insurance
As the first product available from Direct Line over twenty years ago, car insurance remains one of the company’s most popular products. Direct Line believes that by cutting out any middle men, they can cut costs to the consumer. Accordingly, you won’t find them showing up on any price comparison websites.
Direct Line was the first major insurance company in the UK to recognise named drivers’ no claims history and their car insurance policies continue to record the no claims history of all named drivers. This means that any other named drivers on your policy can benefit from a no claims discount with Direct Line when they come to take out a car insurance policy of their own in the future. Alternatively, if you are the only named driver on your policy and you purchase a second vehicle that will also only be driven by you, Direct Line will match your no claims discount on the second vehicle.
For added protection and peace of mind, Direct Line’s unique motor insurance cover ensures that if you are involved in an accident that was not your fault and the driver of the car that hits you is uninsured; you will not have to pay any excess. When added to the fact that all repaired cars will be cleaned inside and out before returning, it becomes clear from these extra details that Direct Line strongly values its customers.
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Direct Line Home Insurance
Currently offering a fantastic twelve months’ cover for the price of nine, Direct Line’s great value home insurance just got better. Again you can rely on Direct Line to offer a selection of customer-focused extras that really put their home insurance products ahead of the competition. If you get married, for example, your contents cover will automatically be increased by up to £5,000. Or if you move home, your contents will be covered whilst in transit, going some way to relieve the inevitable stress of relocation.
If you are a landlord renting out a property, Direct Line also offers a fantastic Residential Landlord Policy. This includes buildings cover as well as public and property owners’ liability, equipment breakdown cover and alternative accommodation costs up to 20% of the sum insured.
Whether you are covering buildings or the contents inside, it is vital that the right level of cover is purchased. Direct Line therefore makes sure that all their policies come with the option to increase cover limits or add on additional cover to create the best fit for your particular portfolio.
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Direct Line Travel Insurance
Everyone needs a holiday every now and again, but to make sure your trip doesn’t end up costing the earth, it’s essential that you take out sufficient travel insurance. Direct Line offers both annual travel insurance or single trip policies, allowing you to choose the most appropriate cover for your needs.
Particularly attractive is the emergency cash transfer service which means that if your purse or wallet is lost or stolen whilst on holiday, Direct Line will pay an emergency cash advance of up to £100 for each insured adult. This unique service provides that extra level of protection, allowing you to relax and enjoy your holiday.
Unlike some insurers, Direct Line also offers a long-stay Backpackers’ Policy, perfect for those that like to take a little more time to explore off the beaten path. Or if your children are venturing off without you, it might not feel like it but there are still steps you can take to protect them: Direct Line will insure children for independent travel, such as school trips.
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More Direct Line Products
As well as the more traditional forms of insurance mentioned above, Direct Line also provides insurance cover for pets, businesses, breakdowns in the UK and Europe, life insurance with critical illness cover, motorbike and van insurance. So whatever you need to protect and whatever level of cover you need, you can trust Direct Line to offer a customer-friendly and ethical option for securing your peace of mind.
Click Here for a Direct Line Insurance Quote
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