Caravan Insurance
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Caravan Insurance
There are typically two types of caravan, the touring caravan and the static caravan. The touring caravan is towed by a vehicle to various caravan sites, remaining only for a short period of time, whereas a static caravan is usually permanently parked on a hard-standing on a serviced site. The purchase of a new and even second-hand caravan is a very expensive investment so it is advisable to protect this investment with the right insurance cover.
Both types of caravan require relevant insurance cover to address the different risks they face. A touring caravan is naturally subject to the risks of road travel including collisions with vehicles and accidents caused by careless driving, side winds or poor loading. A static caravan faces the risks caused by the elements including flooding, wind damage and falling trees. The one insurance risk common to both is that of caravan theft.