Life Insurance
October 25, 2008 by more insurance · Leave a Comment
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What is Life Insurance?
Life insurance, known also as term assurance, is insurance against your life. If you have people to think about after you’ve passed on from the world, such as a partner, children or even pets that may outlive you, you’ll want to ensure they are cared for financially.
If you are debt free (such as from a mortgage, credit cards and loans) and single with no dependents, then life insurance is probably unnecessary. If your debts are likely to remain beyond your death, your next of kin will be responsible for paying them off, as well as for your funeral which can cost at least £1000. In this instance, life insurance is definitely advisable, because debts are inherited.
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Golf Insurance
October 24, 2008 by more insurance · Leave a Comment
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What is Golf Insurance?
An estimated 1.7 million people in the UK play golf regularly, and every one of them, regardless of their ability, risks causing injury to another person or damage to property whilst playing. Since 1988, the law was amended so that, these days, “golfers are liable for shots that cause injury, no matter how slight the risk”. So, before you take your next swing, get yourself some specialist golf insurance.
Every year, over 12,000 golf injuries requiring hospital treatment are sustained and golfing equipment worth millions of pounds is stolen. Unbelievably, independent research reveals that 90% of golfers have inadequate golf insurance, many relying purely on their household insurance policies. With some claims for golfing injuries reaching over £80,000 in courts today, it’s really not worth the anxiety of not having adequate insurance.
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Pet Insurance
October 11, 2008 by more insurance · Leave a Comment
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Pet Insurance
Pet Insurance is the protection your beloved animal needs to cover unfortunate eventualities such as accidents and illnesses. It will also cover voluntary but advisable procedures such as the spading or neutering of your pet, as well as the implanting of the highly recommended ID microchip. For a monthly premium paid to your insurer, they will cover these expenses. Given the substantial cost of uninsured pet healthcare, it’s the best thing you can do for your pet and your wallet!
Wedding Insurance
October 9, 2008 by more insurance · Leave a Comment
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What is Wedding Insurance?
Wedding insurance is available for weddings and civil partnerships. It is insurance that covers the investments made for a wedding day. Weddings are very expensive as there are so many costs to be covered today. Weddings need as a bare minimum flowers, wedding clothes such as the grooms outfit, bridesmaid dresses and a gown. Reception locations, food for guests, the wedding cake, entertainment and honeymoons are another consideration. While many people take out travel insurance for the honeymoon insurance on other costs are neglected.
Wedding insurance is designed to protect your investment on other wedding expenses. The insurance covers what you have spent on your wedding in the event that there are damages, losses or the cancellation of the wedding itself.
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