Car Insurance

October 29, 2008 by more insurance · Leave a Comment 

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Car Insurance

Car insurance is there to protect you against any loss you could face as a result of accidents on the road. These losses could be your own death, damage to your car, personal injury or the injury, death or vehicle damage of other drivers. Most policies also cover you for the theft of your vehicle and any vandalism or wear and tear which your vehicle might suffer. Because premiums can increase after a claim, most drivers choose to pay for wear and tear and minor vandalism themselves rather than claim on the insurance.

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More Than

October 29, 2008 by more insurance · Leave a Comment 

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More Than Insurance Company

Insurance can be bought privately and for businesses. You can insure your home contents, home, car, life, pets and other things that you may want protected. Businesses can also be insured with various types of insurance including public liability, professional indemnity and employer’s liability insurance. You can also get extras in the way of tool cover or product liability insurance depending upon what suits your business needs.

More Than Insurance Company offers all these kinds of insurances and more to suit both personal and professional life.
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Private Medical Insurance

October 25, 2008 by more insurance · Leave a Comment 

Private Medical Insurance

Medical insurance has a very long and interesting history; it was originally created in 1694 by Hugh Chamberlen who came from a well-known family of doctors, his descendants were French and he and his brother Peter Chamberlen fled Paris in 1576 to start a new life in Britain. His brother Peter went on to become the obstetrician and surgeon for Queen Anne and he got the ball rolling on what would grow into a large sector of the personal insurance industry.

In the late 19th century medical insurance became quite popular and was known as ‘accident insurance’. In the US, from the year 1850 ‘accident insurance’ was offered by the Franklin Health Assurance Company to those who might suffer steamboat or railroad injuries. The industry grew enormously, was consolidated and is thriving to this day, although it is still more popular with those in risky occupations.

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Dental Insurance

October 25, 2008 by more insurance · Leave a Comment 

What is Dental Insurance?

In the US Dental Insurance is designed to pay any costs incurred from the policy holder having dental work done. In the UK this is the same, but things are slightly more complicated thanks to our National Health Service, NHS, system. The idea behind dental insurance is a monetary one, it’s intended to protect people from financial hardship should they need any major work done on their teeth.

The most recent information on dental insurance which was gathered in 2006 by the National Association of Dental Plans shows that 57% of the United States population have their own dental insurance policies.
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Company Car Insurance

October 25, 2008 by more insurance · Leave a Comment 

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Company Car Insurance

Business Car Insurance is different to insurance for cars which are used for personal projects like the weekly shop or picking up the kids from school because they’ve often got multiple people insured on them and are specifically for business tasks such as delivering or collecting goods or people.

Why is Business Car Insurance Required?

The government taxes us depending on our behaviour and we can receive a lower rate of tax on business vehicles than on our regular leisure vehicles because we are using them, in effect, to make a profit for ourselves or our employers.
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